Regulation, Compliance, and Anti-Financial Crime (AFC) protect the integrity and reputation of our Bank. They manage the Bank’s risks and help to avoid unintentional rule breaches and conflicts of interest. At the same time, they also advise us on ethical conduct and governance issues and keep our organization up-to-date on regulatory and political challenges.

Department:
We are committed to the highest standards of control in the areas of Anti-Money Laundering (AML), Sanctions & Embargoes, Anti-Bribery and Corruption (ABC), and Anti-Fraud (collectively referred to as Anti-Financial Crime). All employees are required to adhere to these standards to protect our reputation from those who may intend to use our products and services for illegal purposes including, but not necessarily limited to, money laundering, bribery, corruption, fraud, and/or Terrorist Financing. The purpose of the AML Financial Crime Operations team is to ensure that the systems tasked with surveilling are at all times being used in accordance with the legal and regulatory Anti-Money Laundering framework within the Americas. Also, to escalate issues of concern to AML Management in a timely manner. This includes the manual escalations from multiple areas such as the Business Intelligence Unit (BIU), Anti-Bribery & Corruption Team (ABC), Business Line AML, and any Unusual Activity Reports.

Overview:
The SIU Investigator will be responsible for analysis and MIS maintenance of the Special Investigations Unit (“SIU”), including investigations, analysis, and preparation of reports and support of other defined functions of the Special Investigations Unit. Discretion and the highest levels of confidentiality are required.

The position will report to the Team Lead within SIU.

Key Responsibilities:
The SIU Associate will be tasked with assisting in all duties associated with the Financial Crime Investigation team. The responsibilities include, but are not limited to:

• Perform detailed investigations and prepare summary reports with recommendations for action for investigations triggered by: Law Enforcement inquires, referrals from Global and Domestic projects, and relevant supplemental SAR reviews.
• Responsible for analyzing data collected as part of cases performed by the SIU.
• Conduct online research for information and articles related to money laundering, terrorist financing, fraud, and other financial crime cases conducted by the SIU.
• Draft and prepare internal and external memos as well as reports as part of the cases or other workload of the SIU.
• Conduct background due diligence research of identified persons for enhanced due diligence or targeted client/market reviews undertaken by the SIU. Maintain, organize, update, and archive electronic files of all cases, supporting documentation, and other critical documents.

You will have:

• Minimum of a Bachelor’s degree or equivalent work experience
• Experience as an AML investigator in a transaction monitoring capacity 2+ years’ experience or equivalent experience or education.
• Correspondent Banking experience!
• Ability to identify, escalate and communicate issues to management in an effective and succinct manner
• Effective decision-making skills and strong problem-solving skills.
• Strong knowledge of AML laws (USA PATRIOT Act), Regulations (Fed, SEC, FINRA), and their application to the supported products/business lines
• Must currently have or be able to develop a general understanding of the Bank Secrecy
• Experience with KYC, Due Diligence, and AML a plus
• Experienced with Mantas, Norkom and Actimize is preferred

You will be:

• Good team player with the ability to manage the team’s workload and their own
• Strong interpersonal skills
• Strong knowledge of Microsoft Word, Excel, and PowerPoint
• Experienced knowledge of MS Excel, including pivot tables, macros, filtering, and sorting
• Working knowledge of effective internet search techniques
• Excellent writing and communication skills
• Excellent analytical, judgment, and research skills
• Strong attention to detail and the ability to multitask
• CAMS certification is a plus