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Patrick
pwlynch7@gmail.com
571-422-0932
Addison, TX 75001
Compliance Auditor
19 years experience W2
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Summary

This is his passion. Since being laid off in 2009 with JPMC, as an AML Internal Auditor, his goal has been to work long term for a good company in this capacity which brings him to this opportunity with Deutsche Bank, as AFC Principal Auditor (AVP) role in Jacksonville FL. Working in the capacity of AML Internal Audit, he believes is his ideal place. He was in this capacity with JP Morgan Chase & Co. (JPMC) back in 2008 – 2009, after working the first and second lines of defense. Due to a bank merger, their AML Department in Northern California was eliminated. This put him into consulting work for employment. It came by default, and his goal has been to return to this capacity for the long term.

As a consultant for most of the last ten years or so, he can bring best practices from the many financial institutions He has worked with cultures, processes, procedures, systems, etc. With wearing “many different hats” in all three lines of defense from an analyst to management in domestic and global financial institutions, as well as, the various divisions of them, he believes his strengths are best utilized in AML Audit or similar capacity.

Patrick has been CAMS certified since 2007 and has close to 20 years of AML experience.

BANK SECRECY ACT (BSA) COMPLIANCE AUDITOR – CERTIFIED ANTI-MONEY LAUNDERING (AML) SPECIALIST (CAMS)

  • Extensive experience in business, banking, criminal justice, government, and financial services
  • BSA / AML Quality Assurance (QA) / Audit
  • Financial Crimes Risk Management (FCRM)
  • Know Your Customer (KYC) Remediation
  • Customer Due Diligence (CDD) Screenings
  • Customer Identification Program (CIP)
  • Fraud Investigations and Analysis
  • Office of Foreign Assets & Controls (OFAC)
  • Enhanced Due Diligence (EDD)
  • Suspicious Activity Reports (SAR)
  • Compliance Testing & Validation

Experience
Internal Auditor
Banking/Financial
Dec 2017 - present

  • Providing BSA /AML / OFAC Compliance, Internal Audits, Risk Assessments and Fraud (Financial Crimes Risk Management [FCRM]) knowledge and experience advice for those in the financial industry.
  • Assist clients with improvements to their software systems, policies, procedures, etc.
  • Inform clients of KYC processes, CDD, EDD, etc. to improve compliance practices
  • Educate clients on better processes for customer due diligence and enhance due diligence of customers
Auditing EDD Risk Assessment Risk Management BSA CIA Compliance KYC OFAC
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BSA / AML Risk Review Analyst
Banking/Financial
Apr 2016 - Oct 2018
  • Drafted an Official Memos for bank records summarizing client’s customer’s profile, and of the inherent risks affiliated with the Correspondent Banking relationship between them for BSA/AML/OFAC compliance purposes. USA Patriot Act-Sections 314a, 314b, 313, 326, Dodd-Frank Act, Volcker Rule, etc.
  • Responsible for communicating with client Relationship Managers (RM) within Corporate Trust Services (CTS) division of a global bank to obtain documentation for remediation of their customer’s records for BSA/AML/OFAC compliance risk rating for global regions, such as, LATAM
AML BSA Compliance Banking
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BSA / AML / KYC Compliance Analyst
Banking/Financial
Apr 2018 - Jul 2018
Dallas, TX
  • Assisted KYC Officers and Relationship Managers (RM) with updating the Commercial Banks records for AML / OFAC / KYC / CIP for regulatory purposes and renewal uplifts
  • Performed compliance risk analysis for new and existing corporate clients in the industries of Finance, Insurance, Trusts, and Real Estate
  • Researched and verified all products and services utilized by corporate clients for account due diligence purposes (ADD)
  • Wrote concise narrative summaries for corporate client profiles for AML Risks for FCRM, Business Relationship / Purpose, as well as, Account Activity of products and services utilized
AML BSA Compliance KYC OFAC Risk Analysis
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BSA/AML QA Advisor
Banking/Financial
Aug 2015 - Dec 2015
Denver, CO
  • Performed quality control (QC) reviews of AML Analyst's research of personal and business account profiles, as well as, transaction activity reviews to identify suspicious activity.
  • Ensured the client of quality and timeliness of account profile reviews to meet regulatory timelines.
  • Trained AML Analysts in identifying suspicious activity concise writing research skills, etc.
AML BSA Quality Assessor
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BSA/AML Compliance Analyst
Banking/Financial
Dec 2013 - Apr 2014
  • Performed compliance risk analysis on alerted wire activity within the Correspondent Banking Division
  • Completed reviews meeting / exceeding the weekly production and quality requirements
  • Produced accurate & succinct summaries of account profiles; substantiated research results for (FCRM)
BSA Compliance Risk Analysis
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BSA / AML Compliance Auditor
Banking/Financial
Jul 2012 - Sep 2013
Fort Worth, TX
  • Board of Directors and Office of the Comptroller of Currency pulled a sampling of client records from the Treasury & Wealth Services divisions called, "Project ACT" for Accurate, Complete and Timely for audit and risk assessments for BSA /AML / OFAC compliance purposes (USA Patriot Act Sections 314a, 314b, 311, 313, 312, 316, 326, etc.)
  • Participated with updating departments Policies and Procedures and preformed Compliance Testing
  • Worked all global regions, such as, EMENA, APAC, WHEM, LATAM jurisdictions
AML Auditing BSA Compliance OFAC Regulatory Compliance Testing Risk Assessment Patriot Act
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BSA/AML Compliance Advisor
Banking/Financial
Jan 2012 - Apr 2012
  • Analyzed wire transferred activity for suspicious activity which required EDD performed for a global Money Service Business (MSB) clients in our assigned country of the Netherlands
  • Filed the necessary Non-SAR/SAR, and created reports designed to track AML activities and Fraud losses
  • Assisted in the development of data collection plans to extract applicable data required for strategic analysis and development to impact assessments with a more efficient method
BSA Compliance AML EDD
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BSA/AML Compliance Advisor
Banking/Financial
Sep 2011 - Dec 2011
San Antonio, TX
  • Performed CDD & EDD research and KYC Remediation to customer records for the Private Bank
  • Investigated the account activity for AML purposes (Global Financial Crimes)
AML BSA Compliance Financial Crimes KYC EDD
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BSA/AML Investigator
Banking/Financial
Aug 2010 - Jul 2011
  • Managed weekly caseload (17+) to exceed production and quality requirements for case investigations and writing the necessary reports (Non-SAR/SAR) on account profiles in the Financial Intelligence Unit (FIU)
  • Reviewed and assessed 23.000+ alerts to accurately decision them for EDD or closure
  • Performed compliance risk analysis, and compliance testing, such as OFAC, CDD, EDD, PEP research, etc.
BSA Compliance OFAC Regulatory Compliance Testing Risk Analysis
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BSA / FIU Senior Analyst / Manager
Mar 2010 - Jul 2010
Mclean, VA
  • Responsible for managing and training 4 to 5 BSA / AML / KYC / OFAC Investigators, and provided QC reviews of their reports (Non-SAR-SAR), and the timely filing of them for government reporting
  • Participated with updating departments Policies and Procedures, compliance annual risk assessments, and compliance testing pertaining to FCRM
AML Regulatory Compliance Testing BSA OFAC Risk Assessment
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Institutional Trust & Custodial Administrator
Banking/Financial
Aug 2009 - Nov 2009
  • Performed compliance risk analysis for new and existing Institutional Trusts and Custodial Services clients
  • Opened new Trust Accounts to receive Brokerage Deposits, and worked closely with Relationship Managers (RM) through the CDD/EDD process to obtain the required documents and client information.
  • Reviewed accounts for KYC & CIP purposes, and included the necessary documentation
Risk Analysis KYC CIP
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Compliance Specialist III
Banking/Financial
Nov 2002 - Jan 2009
Stockton, CA
  • AML QA / Audit to identify deficiencies with processes, procedures, systems, teams, etc. to correct
  • AML QC of the Analyst and Investigator Non-SAR-SAR reviews, as well as, training
  • Performed complex investigations of high-risk rated clients, such as, MSBs, etc.
AML Auditing Compliance Quality Assurance SAR
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Edit Skills
Non-cloudteam Skill
Education
Bachelor's in Criminal Justice / Psycholigy
University of Nebraska at Omaha
Doctoral in Law
Creighton University School of Law
Certifications
Life, Accident, Health & Variable Annuities
-State of Texas Department of Insurance # 1767596
CAMS
2007
Skills
Compliance
2021
13
AML
2018
11
Auditing
2021
9
BSA
2021
7
Quality Assurance
2009
6
SAR
2009
6
OFAC
2021
4
Risk Assessment
2021
3
Banking
2018
2
CIA
2021
2
EDD
2021
2
KYC
2021
2
Regulatory Compliance Testing
2013
2
Risk Management
2021
2
Patriot Act
2013
1
Risk Analysis
2018
1
Fraud Investigation
2020
1
CIP
2009
1
Financial Crimes
2011
1
Quality Assessor
2015
1