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Klay
klay.nachelle@gmail.com
352-219-1888
2871 S Granite St
Gilbert, AZ 85295
Anti-Money Laundering Investigator
21 years experience W2
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Summary

SUMMARY

  • Highly motivated professional with over 5 years of management experience in various investigation/research positions.
  • Expertise includes investigations, compliance, and financial crimes with a focus on fraud prevention, halting financial crimes and terrorist financing, and third party Independent Risk management review and response to regulatory mitigation efforts.
  • Particiapted in and completed extensive enhanced, ongoing & customer due diligence investigations (EDD, CDD & ODD) using public and private databases by following Anti-Money Laundering (AML), BSA and other regulatory standards to prevent risks.
  • Extensive experience working with KYC and USA Patriot Act, Anti-Bribery and Corruption Act and Bank Secrecy Act and Anti-Money Laundering regulations.
  • Demonstrated success in improving business performance and financial planning compliance; maximizing high risk and enterprise values; and assessing and strengthening internal controls and compliance.
  • Driven, resourceful individual who maintains a positive, proactive attitude when faced with adversity.

SKILLS & EXPERTISE

  • AML/BSA consulting compliance and Analysis and OFAC expertise:
  • Customer Due Diligence (CDD)
  • Ongoing Diligence (ODD)
  • Enhanced Due Diligence (EDD)
  • Fraud and Compliance investigations, Access Identification Management
  • Advanced Excel, VBA, Hyperion
  • Business Intelligence / Business Analytics
  • Suspicious Activity Reporting (SAR) Suspicious transaction reporting analyses
  • Applying unique AML risk management, dynamically, at the individual transaction level.
  • Carrying out KYC, Sanction List, and mandatory PEP checks and USA PATRIOT Act and Customer Identification Program (CIP)
  • Anti-Money Laundering, Bank Secrecy Act, Anti-Terrorism Financing, and OFAC

SYSTEMS

  • Experience working with Financial Crimes Platform (FCP), Microsoft Office (Word, Excel, Outlook, PowerPoint, and Access), Cornerstone, WCIS, CIP, SHRP, CDDI, BLAST, SEEMOREPLUS, Hogan, SVP, SVT, CIV, CSA, Wisdom, COPS, MARS, OIB, CLEAR, Alacra, WorldCheck, BETALink, ClientSource, Actimize, TLO, PostEdge, LexisNexis, Tableau, FCL, OVT, Online Banking and/or related software’s/systems.

Experience
Anti-Money Laundering Investigator
Nov 2017 - Apr 2018
Wealth and Investment Management Group
  • Performed Enhanced Due Diligence reviews on customers deemed high risk, and suggested account restrictions and/or account closures based on risk to the institution.
  • Performed WIM level customer relationship reviews as part of the ongoing due diligence (ODD) process and High-Risk Customer alert review and dispositioning processes.
  • Conducted investigations on Cases and Alerts produced through the banks' automated Anti-Money Laundering System or internal referrals, Subpoenas, or 90 Day SAR Reviews.
  • Evaluated transactions and customer relationships for money laundering activities, identifies red flag issues, escalates within the AML framework for further investigation and drafts Suspicious Activity Reports (SAR's) as appropriate
  • Performed detailed analyses to detect patterns, trends, anomalies, and schemes in transactions and relationships across multiple businesses/products.
  • Prepared suspicious activity reports for BSA/AML management and investigated the potentially suspicious financial activity and, when appropriate, files suspicious activity reports (SARs) with the Financial Crimes Enforcement Network (FinCEN)
  • Conducted enhanced due diligence research of individuals, institutions, and trust through LexisNexis, Actimize, Hogan, and other internet tools.
  • Analyzed potential Office of Foreign Assets Control (OFAC) hits to ensure transactions complied with United States sanctions.
  • Conducting customer list screening and public source research, and analyzing and decisioning results.
  • Reviewed internal customer account documentation, external supporting documentation, and third party vendor informational sources.
  • Conducted time-sensitive, meticulous initial investigations, analyzing each instance of potential money laundering activity and/or suspicious financial activity across multiple lines of businesses, jurisdictions, and countries, utilizing a wide variety of research and analytical tools.
  • complied with all applicable laws and regulations, including the Bank Secrecy Act, the USA PATRIOT Act, and the Foreign Corrupt Practices Act, and provides law enforcement with key information for the investigation and prosecution of money laundering and terrorist financing, credit card fraud, identity theft, and other criminal activity.
  • Created governance documents applicable to global enterprise third party risk management issue remediation, programs and practices.
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Multiple Engagements
Banking/Financial
Jun 2016 - Oct 2017
Phoenix, AZ
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Banking/Financial
Jun 2016 - Oct 2017
Minneapolis, MN
Due Diligence Consultant Supervisor Customer Due Diligence Investigation Group (CDDI)
  • Conducted comprehensive research and/or background investigations on transactions, individuals, entities, organizations, or locations to identify and mitigate associated sanctions, credit, financial crimes, and reputational risks and thoroughly document findings.
  • Responsible for identifying and researching the patterns, trends, and anomalies in complex transactional and customer data to detect, prevent, mitigate, and report suspicious activity related to money laundering, terrorist financing, and structuring.
  • Led and managed a team of thirty-seven consultants tasked with using multiple data sources to identify patterns of behavior indicating financial crimes, reputational, or other risks related to entities and executives/signers/ beneficial owners seeking to engage in customer and third-party relationships with Wells Fargo.
  • Knowledgeable of BSA/AML, OFAC policies, and KYC/US Patriot Act applicable regulatory requirements.
  • Screened customers, prospects, or transactions against various regulatory reporting lists and regionally based sanctions watch lists.
  • Evaluated risks to determine permissibility under sanctions regulations and/or BSA/AML regulations.
  • Performed non-documentary Customer Identification Program on domestic customers following regulations and bank policy.
  • Escalated confirmed sanctions alerts, PEP matches, and other risks appropriately.
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Deputy Sheriff
Aug 2013 - Jun 2016
Dickinson, ND
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Police Detective
Nov 2000 - Nov 2010
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Edit Skills
Non-cloudteam Skill
Education
Financial Regulation and Compliance
UNIVERSITY OF MARYLAND GLOBAL 2021
Cybersecurity Management and Policy
UNIVERSITY OF MARYLAND GLOBAL 2017
FLORIDA STATE UNIVERSITY COLLEGE OF LAW
Certifications
Association of Certified Fraud Examiners - CFE Candidate
Association of Certified Anti-Money Laundering Specialists (ACAMS) - Candidate
Skills