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Damara
damara08@yahoo.com
512-463-5555
Grand Prairie, TX 75050
AML Investigator
9 years experience W2
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Average rating
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Summary

Anti-Money Laundering | Senior AML Analyst | AML Compliance Analyst | Senior AML Investigator | KYC | Fraud | Data Validation | Quality Assurance | Compliance | Quality Control | Audit

Experience
Mar 2019 - present
Plano, TX
(Disys Contract)
No skills were added
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Compliance Analyst II
Banking/Financial
Nov 2018 - Mar 2019
Irving, TX
  • Made Recommendations related to the reporting of suspicious activity through SAR to FinCEN.
  • Validated quality of draft Suspicious Activity Reports via FinCEN Software for various business units (AML Operations, Auto Lending, Savings, Information Security)
  • Supported team supervisors in executing certain responsibilities.
  • Built and maintained awareness of the broader context and implications of the various types of risk affecting the business (e.g., financial, legal, reputation, etc.)
  • Reviewed and analyzed alerts from automated AML monitoring systems
  • Audited and verified KYC investigations
  • Prepared quality SAR narrative for presentation at case review meetings
AML Auditing Compliance KYC Regulatory Reporting SAR Reports
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Investigator
Banking/Financial
Jun 2014 - Jul 2016
AML
  • Investigated and assessed entities and clients that were deemed as "high risk" relating to potential money laundering risks in the organization.
  • Wrote relationship memo's and SAR's after the entire research was conducted, that ranged from 6-10 pages, providing the overall picture of the entity or client.
  • Performed the required KYC screenings on entities documenting the information obtained on the clients as required by global KYC procedures.
  • Performed Customer Due Diligence & Enhanced Due Diligence on entities via Lexis-Nexis, Google.
  • Provided risks that are associated with the specific industry of the entity and the country that the entity was formed.
  • Specified mitigating factors to reduce all risks involved.
  • Conducted research to determine the source of wealth and the source of funds for each entity.
  • Provided summaries that gave an overall explanation of the organization, which included: the ownership structure, percentages of ownership, parent companies, risk ratings, and where the company was domiciled.
  • Stayed current with money laundering and terrorist financing behaviors, issues, policies, regulations, criminal typologies, industry best practices, and developing trends
  • Applied various AML regulations including the USA PATRIOT ACT, the Bank Secrecy Act and OFAC on each entity review
AML BSA KYC LexisNexis OFAC Patriot Act Terroris Financing
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Quality Control/Quality Assurance
Nov 2013 - Apr 2014
Westlake, TX
(Contract)
  • Re-underwrote selected loans, preparing new credit analysis and cash flow.
  • Assessed whether loan was properly underwritten based on underwriting guidelines, verified information and sound underwriting judgment.
  • Contacted employers and depository institutions for post-close verification of employment, income and sources of funds.
  • Prepared written review of appraisal, credit report and closing documents to ensure that information was accurate, complete and consistent with other documents in the mortgage file.
  • Identified risks and internal control weaknesses during file review and implicated recommendations for additional training or procedural changes.
  • Facilitated monthly file audits by providing resource support to Residential Lending Division colleagues.
Auditing Quality Assessor
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Compliance Auditor II
Jun 2013 - Aug 2013
Dallas, TX
  • Ensured compliance with established internal control procedures by analyzing records, reports, operating practices, and documentation.
  • Completed audit documents by documenting audit tests and findings.
  • Communicated audit findings by preparing a final report discussing findings with auditors.
  • Complied with federal, state, and local security legal requirements.
  • Reviewed RESPA documents to ensure package was complete and sent to borrower within 3day timeframe
  • Completed RESPA packages that were out of compliance to ensure documents went out to borrower on time.
  • Reviewed GFE docs to ensure amounts, percentages or rates matched file and were all within guidelines.
Auditing Compliance
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Loan Operations Analyst/Loan Processor
Sep 2012 - Jun 2013
Richardson, TX
  • Analyzed and processed interest and commitment fees investigated discrepancies to ensure the efficient and profitable operation of loan business activities.
  • Processed all new deal closings, restructures, and amendments ensuring the quality and accuracy of loan data.
  • Ensured efficient booking of new borrowings, increases, rollovers, pay downs and commitment reductions.
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Edit Skills
Non-cloudteam Skill
Education
Prairie View A&M University
Skills
AML
2019
2
BSA
2016
2
KYC
2019
2
LexisNexis
2016
2
OFAC
2016
2
Patriot Act
2016
2
Terroris Financing
2016
2
Auditing
2019
1
Compliance
2019
1
Quality Assessor
2014
1
Regulatory Reporting
2019
1
SAR Reports
2019
1