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Wade
WHarvey611@gmail.com
302-528-4958
229 Philadelphia Pike
Wilmington, DE 19809
Financial Crime – Vice President
13 years experience W2
01/03/2022
0
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Average rating
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Summary

Driven and innovative professional with experience in global operations management, risk assessment/mitigation, BSA/AML, Investigations, KYC compliance, and fraud detection. Analytical thinker with a track record of building effective processes and high-performance teams, including developing global Centers of Excellence for Anti-Money Laundering (AML) Screening and Information Processing in the USA, India, and Bangladesh. Proven focus on continuous improvement through process design with direct responsibility for staffing, training, leading, and mentoring high-performing teams. Strong commitment to collaboration across business units and functions to capture new ideas and drive better outcomes through innovation in the compliance, data management, and risk management spaces.

HIGHLIGHTS

  • BSA/AML Compliance
  • AML Investigations
  • Risk Assessment Creation and Management
  • USA Patriot Act, FFEIC, SEC, FINRA Guidelines and Regulations
  • KYC, CIP, CDD, SAFE Act, OCC, Fair Lending Rules and Requirements
  • OFAC and PEP Screening
  • Fraud Detection and Prevention
  • SAR Research and Filing
  • CTR and SAR Analysis
  • Enhanced Due Diligence
  • Client Onboarding and Portfolio Monitoring
  • Internal and External Auditing
  • Risk Assessment, Risk Management, and Risk Scoring (Evaluation, Prioritization, and Implementation)
  • Correspondent Banking
  • Vendor Management and Screening
  • Drafting and implementing training and procedural documentation
  • STAR Systems, ACH Transaction, and Payment Monitoring
  • MS Office, SAS, and SQL
  • Proactive Manager and Mentor
  • Change Agent, Innovator, Project Management
  • Critical Thinker
  • Highly Organized Self-Starter

Experience
Compliance Officer
Banking/Financial
Apr 2021 - present

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Senior Enhanced Due Diligence Consultant
Banking/Financial
Nov 2020 - Apr 2021
  • Prepared detailed financial intelligence reports which included identification and verification of customer identity, CIP information, transactional analysis summaries, and negative news findings utilizing internal and third-party research tools.
  • Conducted comprehensive due diligence investigations, provided a detailed understanding of the customer’s relationship with the Bank, assessed the risk of new customers, documented findings and all pertinent facts and information to support results, ensured management was apprised of key issues, risks, and the appropriate monitoring needed to mitigate risk.
  • Performed extensive open-source research on complex and time-sensitive matters in support of the BSA Operations Team.
  • Identified and escalated potential suspicious activity.
  • Responsible for managing time effectively to meet deadlines.
  • Maintained current knowledge of banking laws and regulations.
Banking BSA AML Compliance EDD AML Investigations
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Financial Crime – Vice President First Line of Defense (Contract)
Banking/Financial
Mar 2019 - Oct 2020
  • Supported Bank wide Financial Crime Initiatives.
  • Led, coordinated, completed, and conducted validation of evidence and provided support of financial crime compliance for primary and ancillary banking units.
  • Ensured Financial Crime control program and infrastructure met regulatory expectations via the prevention, detection, and correction of practices that presented significant operational and regulatory risks.
  • Supported Core Financial Crime Business Units (AML, KYC, Sanctions, and Anti-Bribery and Corruption).
  • Managed internal and regulatory exams and issued remediation management.
  • Engaged with business units to provide risk assessment and control evaluation guidance including governance and oversight services.
  • Provided regulatory advisory communication to relevant banking units. Advisory management to this covered multiple business units, approximately 20 individuals.
  • Collaborated with key financial crime stakeholders to enhance governance and operational models.
  • Ensured control sustainability by way of continuous monitoring as a vehicle to guarantee adherence to relevant policies, standards, and regulatory requirements.
  • Provided leadership communication to highlight risks and control performance, raised awareness, and individual accountability via weekly status reporting.
  • Performed published assurance and program reviews of critical financial crime processes and business units.
Risk Assessment Regulatory Reporting Project Management KYC Financial Crimes Compliance Banking Anti-Bribery AML BSA AML Investigations
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BSA Compliance Analyst Manager (Contract)
Banking/Financial
Sep 2017 - Mar 2019
  • Supervised and mentored Compliance Analysts performing OFAC and PEP risk-based screening for domestic and international transactions.
  • Managed a team of 25.
  • Responsible for queue management including daily tracking, team assignment, and productivity tracking.
  • Quality tracking, analyst training, and QC program management.
  • Operational efficiency tracking and oversight.
BSA Compliance OFAC Program Management Project Management PEP AML Risk Assessment AML Investigations
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Enhanced Due Diligence Specialist – BSA / AML Consultant
Banking/Financial
Feb 2017 - Sep 2017
  • Analyzed and created Enhanced Due Diligence reports for high-risk business and individual customers.
  • Responsible for SAR writing and research including transaction and alert analysis.
  • Coordinated best practices and operational efficiencies together with BSA management.
  • Team lead responsibilities including training and mentoring.
SAR Reports BSA AML Compliance EDD Project Management
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Senior Fraud Specialist – Fraud /AML Project Management (Contract)
Banking/Financial
Aug 2016 - Feb 2017
  • Managed the submission, facilitation, and tracking of any new projects that came out of the Agile and ID Fraud Programs.
  • Coordinated with key stakeholders in the NA Risk Operations Fraud, AML, Legal teams and appropriate business lines to develop AML / Fraud solutions and business requirements.
  • Assisted Program Managers and SMEs with driving initiatives through to execution.
  • Represented NA Risk Operations Fraud team on project meetings and identified key impacts, managed follow-ups and escalated concerns as needed to keep projects on track and within compliance.
  • Worked with key partners to determine opportunities to accelerate the delivery of key initiatives.
  • Supported implementation and project management for projects ranging from small deliverables to large-scale infrastructure changes.
  • Managed software change and maintenance projects in the Fraud application space.
AML Compliance Project Management AML Investigations Risk Assessment Fraud Detection
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QA Manager – AML Look Back Project (Contract)
Banking/Financial
May 2016 - Jul 2016
  • Reviewed AML investigator work product for overall quality and adherence to AML best practices and internal controls.
  • Managed a team of 6.
  • Trained, managed, scored, and mentored AML investigators to achieve peak performance.
  • Advised upper management in the fields of operational efficiency, quality, and AML best practices.
  • Responsible for SAR preparation on Actimize generated look back alerts and financial document analysis.
AML Actimize Project Management SAR Reports Quality Assessor AML Investigations Compliance
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Legal AML Consultant
Banking/Financial
Mar 2016 - May 2016
  • Analyzed and revised Personal and Business Trust, Loan, and Structured Financial Plan Documentation to ensure proper adherence to AML requirements and procedures required by law.
  • Consulted, planned, and advised Corporate business leaders of current AML requirements and procedures with a concentration on beneficial ownership and private/corporate trusts.
AML Compliance Banking
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Global Manager of Data Operations
Banking/Financial
Apr 2008 - Oct 2015

Global Manager of Data Operations (Jun 2014 to Oct 2015)

  • Re-architected existing process for BSA/AML Compliance negative media aggregation and Data Mining.
  • Managed the project development, testing, implementation, training, delivery, and maintenance of various customized AML / KYC software products matriculated into the marketplace.
  • Managed teams of 15 domestically and 150+ internationally between India and Bangladesh.
  • Demonstrated leadership and innovation in building and managing RDC’s Centers of Excellence across locations in the USA, India, Bangladesh.
  • Drove continuous performance (quality and productivity) for teams of over 100 analysts.
  • Developed, implemented, and advised on BSA/AML risk assessments, best practices, and processes for financial services firms.
  • Operated anti-bribery/corruption screening programs for a wide range of clients from Global 500 Corporations to Non-Profits and high growth Technology Companies.
  • Extensive coordination with the Executive Management Team, Sales, Technology, Customer Service, and Marketing to ensure client satisfaction, risk mitigation, and innovative product development.
  • Worked with IT Security to create comprehensive vendor risk ratings and managed vendor compliance and due diligence including domestic and international on-site inspections and audits.

Manager of Analyst Operations (Oct 2012 to Jun 2014)

  • Managed over 75 BSA/AML Compliance alert handling analysts across the USA, India, and Bangladesh.
  • Reviewed processes and implemented risk plans, led team regarding specific AML/KYC/BSA risk-based programs.
  • Assisted financial institutions in external audit/examination preparation, reviewed updated regulatory requirements and market trends.
  • Implemented risk-based controls that ensured adherence to AML regulations.

Executive Liaison to the CEO (Oct 2012 to Oct 2015)

  • Active member of the Executive Management Team representing BSA/AML Analysts and Data Operations.
  • Led special project on Product Innovation and Enhancements Designed metrics and installed tracking/reporting for CEO of Sales Team performance.
  • Led efforts to build and enhance the Inside Sales Team (Oct 2012 to Aug 2013).
  • Managed, trained, and mentored the inside sales force in the field of BSA/AML compliance, risk assessment/planning, and product plan implementation.
  • Increased sales output for four straight quarters totaling over $550k.
  • Developed and implemented sales strategies focusing on target markets, progressive regulatory requirements, and unique product packages.
  • Engaged in product pricing, contract negotiation, risk assessment/management, and client implementations.

BSA/AML Compliance Senior Analyst (Oct 2009 to Oct 2012)

  • Generated detailed internal and external quality reporting and statistical analytics to ensure risk mitigation and operational efficiency.
  • Extensive study, analysis, practical application of the US PATRIOT, Anti-Money Laundering, and Bank Secrecy Acts across various financial institutions and their clientele.
  • Performed CTR /SAR research.
  • Performed and evaluated Enhanced Due Diligence, OFAC, and Politically Exposed Persons searches.

BSA / AML Compliance Analyst (Apr 2008 to Oct 2009)

  • Researched and accessed the risk of client portfolios from onboarding to monitoring relationships.
  • Correspondent Banking procedures, tracking, and research.
  • Cataloged and distributed quantitative risk data related to notorious criminal individuals and enterprises.
AML Anti-Bribery Auditing BSA Compliance Customer Service Mitigation Risk Assessment Project Management SAR Reports Regulatory Reporting QRM OFAC Microsoft Excel Banking AML Investigations
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Edit Skills
Non-cloudteam Skill
Education
Doctoral in Law
Widener University School of Law 2008
Bachelor's in Sociology – Law and Society Concentration
University of Delaware 2004
Certifications
CAMS Certified
ACAMS, 2015
Skills
AML
2021
12
Compliance
2021
12
AML Investigations
2021
11
BSA
2021
11
Project Management
2020
11
Risk Assessment
2020
11
Anti-Bribery
2020
9
Banking
2021
9
OFAC
2019
9
Regulatory Reporting
2020
9
SAR Reports
2017
8
Auditing
2015
7
Customer Service
2015
7
Microsoft Excel
2015
7
Mitigation
2015
7
QRM
2015
7
Financial Crimes
2020
1
KYC
2020
1
PEP
2019
1
Program Management
2019
1
Actimize
2016
1
Business analysis
0
1
CDD
0
1
CIP
0
1
EDD
2021
1
FINRA
0
1
Fraud Detection
2017
1
Microsoft Office
0
1
Operational Audits
0
1
Patriot Act
0
1
Process Improvement
0
1
Quality Assessor
2016
1
Risk Management
0
1
SAS
0
1
SQL
0
1
Vendor Management
0
1