Conducting an AML/CTF assessment under the direction of Strategic Impact Advisor (SIA) and advise a cryptocurrency financial services provider, Valiu, in Colombia and Delaware on how to develop an AML/CTF program that aligns with international and local standards. The purpose of the project is to support financial inclusion of Venezuelan ex-patriates in Colombia by facilitating money transmitting utilizing digital currency. Research Colombian and global AML/CTF regulations, review financial statements and operating manuals, AML/CTF internal procedures, conducting live interviews with stakeholders, determining elements for gap reports and making recommendations for improvements. https://www.dai.com/our-work/projects/worldwide-digital-frontiers-df

As Corporate & Personal Tax Consulting Manager with MIB Global Financial Consulting, Inc., I prepare and assist in preparing simple to complex tax returns for individuals and large and small businesses. I interview clients to obtain additional information on taxable income and deductible expenses and allowances. I review financial records, including income statements and documentation of expenditures, to determine forms necessary to prepare tax returns. I compute taxes owed or overpaid using tax preparation software and complete entries on forms following tax form instructions and tax tables. I use all appropriate adjustments, deductions, and credits to keep client taxes to a minimum. One of my key contributions to this role includes the following:

• International experience in KYC, banking, financial services, auditing, taxes, accounting, and business law
• as well as mastery of Portuguese, French, and Spanish
• streamline personal understanding of tax, legal, and financial issues, allowing arrival at and explanation of conclusions in a clear, complete, and concise fashion.

High Risk Accounts Investigator, Transactions Review and SAR Specialist Completed the investigations and Suspicious Activity Report (SAR) forms including the narrative and obtain all the back-up records to be presented to the regulator's personnel. Reviewed transactions processed through a bank determining if any were suspicious activities, due to of the parties or amounts or frequency of transactions or any other circumstances. Conducted High Risk Annual reviews, based on a schedule, special requirements from the BSA Manager or upper management determination for a financial institution belonging to a group of South American investors. Obtain the transactions records from Patriot Officer, PARC, and Navigator systems, building the pivot tables, analyzing transactions and obtaining the back-up documentation for the noteworthy trades. Sending RFI's to accounts officers or SME's and conducting follow up meetings. Complete the High Risk Annual Review and arrive to a determination of filing a SAR or close the review adding the client to a Watch List, close the account or closing the entire customer relationship. Prepared and presented completed SAR to the BSA Officer or the SAR Committee for review and filing.

High Risk Accounts Investigator, Transactions Review and SAR Specialist Completed the investigations and Suspicious Activity Report (SAR) forms including the narrative and obtain all the back-up records to be presented to the regulator's personnel. Prepared and presented completed SAR to the BSA Officer or the SAR Committee for review and filing. Conducted High Risk Annual reviews, based on a schedule, special requirements from the BSA Manager or upper management determination for a financial institution belonging to a group of South American investors. Reviewed transactions processed through a bank determining if any were suspicious activities, due to location of the parties or amounts or frequency of transactions or any other circumstances. Obtain the transactions records from Patriot Officer, PARC, and Navigator systems, building the pivot tables, analyzing transactions and obtaining the back-up documentation for the noteworthy trades. Sending RFI's to accounts officers or SME's and conducting follow up meetings. Complete the High Risk Annual Review and arrive to a determination of filing a SAR or close the review adding the client to a Watch List, close the account or closing the entire customer relationship.

Provided personalized tax consulting services to corporate, partnership and high net individuals for a firm specializing in taxation.

Organized and manage corporate and individual clients’ financial statements and tax preparation.

Organized and conduct presentation on client’s behalf of documentation required for tax audits and examinations before the IRS, NYS Department of Taxation, NYS Department of Labor, Florida Department of Revenue in Florida, New York and California.

Special tax projects requested by management of different clients to comply with regulators and tax authorities’ instructions.

High Risk Accounts Investigator, Transactions Review and SAR Specialist Completed the investigations and Suspicious Activity Report (SAR) forms including the narrative and obtain all the back-up records to be presented to the regulator's personnel. Reviewed transactions processed through a bank determining if any were suspicious activities, due to location of the parties or amounts or frequency of transactions or any other circumstances. Conducted High Risk Annual reviews, based on a schedule, special requirements from the BSA Manager or upper management determination for a financial institution belonging to a group of South American investors. Obtain the transactions records from Patriot Officer, PARC, and Navigator systems, constructing the pivot tables, analyzing transactions and obtaining the back-up documentation for the noteworthy trades. Sending RFI's to accounts officers or SME's and conducting follow up meetings. Complete the High Risk Annual Review and arrive to a determination of filing a SAR or close the review adding the client to a Watch List, close the account or closing the entire customer relationship. Presented SAR to the BSA Officer or the SAR Committee for review and filing.

Vice President – Global Markets Banking – AML/BSA policies and procedures

Deployment Manager for Argentina and Chile

Leadership role within the Global Banking business focusing on HSBC’s AML/BSA (Anti Money Laundering & Bank Secrecy Act) policies, procedures and practices.

Accountable for successful deployment of Global Standards for GBM in the Americas, supporting ongoing process improvement and the transition to sustainable business as usual.

Work with a variety of internal businesses and functions (e.g. Project Leads, Data Readiness Teams, Capital Financing, Training and Communications) to ensure that the project proceeds with understanding and buy in from all key stakeholders.

High Risk Accounts Investigator, Transactions Review and SAR Specialist Reviewed transactions processed through a bank determining if any were suspicious activities, due to location of the parties or amounts or frequency of transactions or any other circumstances. Conducted High Risk Annual reviews, based on a schedule, special requirements from the BSA Manager or upper management determination for a financial institution belonging to a group of Brazilian investors. Obtain the transactions records from Sydell CompliXpert, BancPac, i-Doc and i-Check system, constructing the pivot tables, analyzing transactions and obtaining the back-up documentation for the noteworthy trades. Sending RFI's to accounts officers or SME's and conducting follow up meetings. Complete the High Risk Annual Review and arrive to a determination of filing a SAR or close the review adding the client to a Watch List, close the account or closing the entire customer relationship. Completed the Suspicious Activity Report (SAR) forms including the narrative and obtain all the back-up records to be presented to the regulator's personnel, if required. Presented the SAR to the BSA Officer or the SAR Committee for review and filing.

BSA Investigator and SAR Specialist Conducted BSA Investigations, based on alerts escalation, fraud attempts, special requirements from the BSA Manager or upper management determination for a financial institution under FDIC Consent Order, interacting with the Regulator's personnel. Obtain the transactions records from Yellow Hammer system, constructing the pivot tables, analyzing transactions and obtaining the back-up documentation for the noteworthy transactions. Sending RFI's to accounts officers or other parties involved, and conducting follow up meetings with SME's. Complete the investigation and arrive to a determination of filing a SAR or close the investigation with no reporting to regulators, adding the client to a Watch List, close the account or closing the entire customer relationship. Completed the Suspicious Activity Report forms including the narrative and obtain all the back-up records to be presented to the regulator's personnel if required. Presented the SAR, the Investigation Summary Report to the BSA Officer. Presented the Investigation Summary Report and all the background information to be reviewed by the SAR Committee for any Investigation which were considered "NO SAR FILING"

CDD QA team leader Citi Private Banking CDD (KYC) Quality Assurance project for Latin American clients, reviewing and accepting or rejecting CDD files delivered by Compliance Officers in different LATAM countries according to global standards determined by the financial institution.

Vice President

• Global Markets Banking
• AML/BSA policies and procedures Deployment Manager for Argentina and Chile Leadership role within the Global Banking business focusing on HSBC's AML/BSA (Anti Money Laundering & Bank Secrecy Act) policies, procedures and practices. Accountable for successful deployment of Global Standards for GBM in the Americas, supporting ongoing process improvement and the transition to sustainable business as usual. Work with a variety of internal businesses and functions (e.g. Project Leads, Data Readiness Teams, Capital Financing, Training and Communications) to ensure that the project proceeds with understanding and buy in from all key stakeholders.

Forensic Auditor, High Risk Transaction review and SAR analyst Reviewed of all High risk transactions processed through a local bank determining if any were suspicious activities, due to location of the parties or amounts or frequency of transactions or any other circumstances. Determined if the rules, parameters or profiles were exceeded and after review of the transactions conclude if the alerts were to be closed or submitted for SAR consideration. Obtained the missing information for the client's CDD files in public web sites or in the search engines available in the financial institutions like Bankers Almanac, Bloomberg, Lexis Nexis or World Compliance or contacting the Account Officer in Spanish or English. Write detailed reports for Compliance Department and regulators in English, stating facts and drawing conclusion on the review period, which extended for period of 1 to 6 months

Reviewed of all High risk transactions processed through a Private bank determining if any were suspicious activities, due to location of the parties or amounts or frequency of transactions or any other circumstances. Determined if the rules, parameters or profiles were exceeded and after review of the transactions conclude if the alerts were to be closed or submitted for SAR consideration. Obtained the missing information for the client's CDD files in public web sites or in the search engines available in the financial institutions like Bankers Almanac, Bloomberg, Lexis Nexis or World Compliance or contacting the Account Officer in Spanish or English. Write detailed reports for Compliance Department and regulators, stating facts and drawing conclusion on the review period, which extended for period of 1 to 3 months

Forensic Auditor, High Risk Transaction Review Analyst Review of all High Risk transactions processed through a US Agency for a selected group of Clients under investigation, determining any suspicious activities, due to location of the parties or amounts or frequency of transactions or any other circumstances. Obtained the missing information for the client's CDD files in public web sites or in the search engines available in the financial institutions like Bankers Almanac, Bloomberg, Lexis Nexis or World Compliance or contacting the Account Officer in Spanish or English. Write extensive and detailed reports for Compliance Department and regulators, stating facts and drawing conclusion on the review period, which extended for period of 12 to 24 months. After careful consideration and review, prepared the SAR. The SAR was reviewed and the final version was approved

Americas

• Full Time
• Vice President / Tax Specialist
• Full time

INT'L BANK

• Consultant Promontory Advisory Services
• IPSA International Forensic Auditor, High Risk Transaction review & SAR analyst Reviewed of all transactions processed through an international bank After careful consideration and review, I prepared the SAR. The SAR was reviewed and the final version was approved. Coordinated all the CDD requirements for remediation projects at UBS in Stamford, and Calyon, in New York. Reviewed CDD files from corporate clients located in different countries in the world determining the completeness and accuracy of the information.

After careful consideration and review the SAR was authorized to be processed by the SAR committee and then I prepared the The SAR was reviewed and the final version was approved. Assignment of client contacts to different analyst, determining specific task and prioritizing. Coordinated all the requirements for remediation projects at UBS in Stamford, and Calyon, in New York.