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Nadejda
ndondenco@gmail.com
317-446-8205
5871 N 86th Ave
Camas, WA 98607
BSA AML Officer, VP
18 years experience W2
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Summary

Career Objectives: Highly motivated Bank Secrecy Act professional with over 15 years' experience in financial industry in USA and overseas looking to obtain a job within BSA/AML field that will challenge me and allow me to use my education, skills and past experiences in a way that is mutually beneficial to both myself and my employer and allow for future growth and advancement.

Skills & Abilities:

  • Advanced user of financial software: FIS Horizon Banking, Optima, OnBase, CSPI, AS400, Encore Teller, Horizon Teller, BAM, BAM(+) with variety of modules and Fraud Management, Microsoft Office 2003 – 2010 user specializing in Microsoft Excel, creator of advanced formulas, macros
  • Knowledge of Generally Accepted Accounting Principles (GAAP) and Sarbanes Oxley (SOX)
  • Develop, implement and manage projects, include efficiency improvements
  • Problem solver, troubleshooter, accountable and serve as a resource
  • Ability to learn quickly, multitasking, manage special projects and selected as a member of team to address problems and issues to the Board
  • Strong communication and leadership skills
  • Chairman of Suspicious Activities Report (SAR) Committee
  • Proficient in Russian, elementary knowledge of Romanian
  • Detail oriented, self-motivated , great time management and organization skills

Experience
BSA AML Officer, VP, Risk and Compliance Department
Information Technology
Mar 2019 - present
Vancouver, WA

Responsible for developing, implementing, administering, and maintaining all aspects of the Bank Secrecy Act/Anti-Money Laundering compliance program which will be designed to ensure a high level of compliance with the BSA/AML/OFAC related laws and regulations, internal policies and procedures and Federal regulatory expectations:

  • Coordinating the development, implementation and administration of all aspects of the corporate-wide Bank Secrecy Act (BSA) Program.
  • Conduct BSA/AML/OFAC risk assessments annually or as needed with consideration to products, services, customers, and geographies that may present BSA/AML/OFAC related risks. Annually collect and report data required for the OCC Money Laundering Reporting System
  • Monitoring compliance with state and federal Bank Secrecy Act (BSA), USA PATRIOT Act, Anti-Money Laundering (AML), and OFAC laws and regulations.
  • Assist with the identification of any type of financial fraud
  • include wire fraud, credit card fraud, internet scam, identity theft, money laundering and other suspicious activity in order to prevent losses
  • Coordinating and assisting in the administration of independent, state and federal regulator and auditor examinations and reviews.
  • Coordinating responses to regulatory BSA-AML examinations and audits and actions taken to insure deficiencies are corrected.
  • Make recommendations to the Compliance Officer and senior management when and where appropriate.
  • Maintaining proficient knowledge of the rules and regulations the Bank Secrecy Act (BSA), USA Patriot Act, and OFAC.
  • Work with operations units to develop BSA AML system, to investigate transactions that are suspicious in nature.
  • Quality Control of submitted to FinCEN Suspicious Activity Reports, same as alerts and cases determined activity not warrants a SAR
  • Monitoring and track BSA-AML high-risk customers and accounts.
  • Performing regulatory research in response to business unit compliance inquiries, projects, and changes while communicating
  • Perform analysis of BSA related data to draw conclusions about the level of compliance throughout the enterprise.
  • Performing routine monitoring to determine the extent of compliance with regulations, laws, policies and procedures. Communicates the results of monitoring to department managers and senior management, follows-up to ensure issues are addressed, escalates issues
  • Managing a department and leading a BSA team of 4 members. Schedule external BSA/AML training sessions for the BSA team
AML BSA OFAC Patriot Act Project Management Regulatory Reporting Risk Assessment Auditing Compliance SAR Reports
Remove Skill
Senior BSA AML Officer, Compliance and Security Department, AVP
Banking/Financial
Mar 2015 - Mar 2019
Terre Haute, IN

Due to OCC findings during first six month evaluated existing BSA risk assessment, policy, program to resolve violations and deficiencies noted in previous audits and regulatory examinations:

  • Reevaluated of the overall adequacy with applicable regulatory requirements and effectiveness of the BSA/AML compliance program, including policies, procedures, and processes
  • Completed BSA/AML, OFAC, CIP risk assessments based on the bank’s risk profile (products, services, customers, entities, and geographic locations)
  • Tested risk-based transaction to verify the bank’s adherence to the BSA recordkeeping and reporting requirements (CIP, SARs, CTRs and CTR exemptions, and information sharing requests)
  • Reevaluated of staff training, include BSA Unit, for adequacy, accuracy, and completeness
  • Reevaluated of the effectiveness of the suspicious activity monitoring system used for BSA/AML: SAR, CTR, Monetary Instruments, Electronic transfers and other reports
  • Reviewed of filed or prepared SARs to determine their accuracy, timeliness, completeness, and effectiveness of the bank’s policy
  • Worked with IT support department to build reports/queries that are not cover suspicious activity monitoring by existing BSA/AML systems
  • Worked with BSA/AML vendor to activate available tools to utilize system its full capabilities
  • Responsible for developing, implementing, administering, and maintaining all aspects of the Bank Secrecy Act/Anti-Money Laundering compliance program which will be designed to ensure a high level of compliance with the BSA/AML/OFAC related laws and regulations, internal policies and procedures and Federal regulatory expectations:
  • Coordinating the development, implementation and administration of all aspects of the corporate-wide Bank Secrecy Act (BSA) Program.
  • Conduct BSA/AML/OFAC risk assessments annually or as needed with consideration to products, services, customers, and geographies that may present BSA/AML/OFAC related risks. Annually collect and report data required for the OCC Money Laundering Reporting System
  • Monitoring compliance with state and federal Bank Secrecy Act (BSA), USA PATRIOT Act, Anti-Money Laundering (AML), and OFAC laws and regulations.
  • Assist with the identification of any type of financial fraud - include wire fraud, credit card fraud, internet scam, identity theft, money laundering and other suspicious activity in order to prevent losses
  • Coordinating and assisting in the administration of independent, state and federal regulator and auditor examinations and reviews.
  • Coordinating responses to regulatory BSA-AML examinations and audits and actions taken to insure deficiencies are corrected.
  • Make recommendations to the Compliance Officer and senior management when and where appropriate.
  • Maintaining proficient knowledge of the rules and regulations the Bank Secrecy Act (BSA) , USA Patriot Act, and OFAC.
  • Work with operations units to develop BSA AML system, to investigate transactions that are suspicious in nature.
  • Quality Control of submitted to FinCEN Suspicious Activity Reports, same as alerts and cases determined activity not warrants a SAR
  • Monitoring and track BSA-AML high-risk customers and accounts.
  • Performing regulatory research in response to business unit compliance inquiries, projects, and changes while communicating
  • Perform analysis of BSA related data to draw conclusions about the level of compliance throughout the enterprise.
  • Performing routine monitoring to determine the extent of compliance with regulations, laws, policies and procedures. Communicates the results of monitoring to department managers and senior management, follows-up to ensure issues are addressed, escalates issues
  • Managing a department and leading a BSA team of 8 members. Schedule external BSA/AML training sessions for the BSA team
AML BSA CIP OFAC Patriot Act Project Management Risk Assessment Regulatory Reporting Compliance Auditing SAR Reports
Remove Skill
BSA AML Officer
Banking/Financial
Aug 2012 - Mar 2015
Muncie, IN
  • Perform various quality control reviews and monitoring in the area of BSA/AML, USA Patriot Act, OFAC, 314A and CIP/KYC
  • Assist with the identification of any type of financial fraud - include wire fraud, credit card fraud, internet scam, identity theft, money laundering and other suspicious activity in order to prevent losses. Responsible for the completing SAR with additional financial fraud/BSA AML investigation, assuring that information is accurate and documented prior to presentation to SAR committee and filing to FinCEN
  • Respond to Law Enforcement and IRS requests and provide support documentation of Suspicious Activity Reports
  • Prepare, consolidate, and analyze daily, weekly, monthly and quarterly various reports with high risk transactions.
  • Implement changes required by regulations, develop procedures, provide training and supervision within the department
  • Participate in the banking product development process, bank merges/acquisitions as it relates to AML risk
  • Identify strategic and technical solutions to improve processes and provide recommendation to the management team. Prepared, represented and lead projects to cut expenses for the department and corporation by using banking operation systems and Excel.
AML BSA Banking CIP KYC Microsoft Excel OFAC Patriot Act SAR Reports
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Regulatory Analyst
Banking/Financial
May 2010 - Aug 2012
Muncie, IN
  • Performed various quality control reviews and monitoring in the area of BSA/AML, USA Patriot Act, OFAC, 314A and CIP
  • Reviewed compliance monitoring for accuracy of information to assist with analysis against regulatory requirements and Company policy
  • Assisted with the identification of any type of financial fraud - include wire fraud, credit card fraud, internet scam, identity theft, money laundering and other suspicious activity in order to prevent losses
  • Prepared, consolidated, and analyzed daily, weekly, monthly and quarterly various reports
  • Generated month end reports to present management team by consolidation of data from various sources
  • Performed analysis for different areas to help improve effectiveness and efficiency
  • Identified strategic and technical solutions to improve processes and provide recommendation to the management
  • Follow applicable laws, regulations and guidelines, as detailed in policies located on Company intranet policies include but are not limited to Bank Secrecy Act, and other applicable anti-money laundering policies
AML BSA CIP Compliance Patriot Act OFAC
Remove Skill
Reconciliation Department Supervisor, Operations
Banking/Financial
Oct 2007 - May 2010
Indianapolis, IN
  • Provided supervision for 7 accounting associates, direct handed on personal performance, and ensured the maintenance of the core components in the reconciliation unit of deposit operations of multiple client systems.
  • Prepared daily reports for the unit manager, verified monthly statistics of department and journal entries for month-end
  • Represented department source of all information during external and internal audits
  • Prepared quarterly attestation for the general ledger and internal accounts assigned to the Deposit Operations
  • Lead new ATM projects, convert new banks to corporation with great results, increased workflow for the department by consolidation process
  • Prepared, represented and leaded projects to cut expenses for the corporation by using banking operation systems and Excel. Worked close with Application Support group to request, test and run queries requested for projects
  • Created worksheets with macros, pivot tables, Excel advanced formulas and queries download for department to make processes more accurate and easier to manage.
  • Managing and train department of 7 members. Schedule external training for new or upgraded process
Accounting Auditing Banking Microsoft Excel Project Management Reconciliation
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Operations System Specialist
Information Technology
May 2005 - Oct 2007
Indianapolis, IN
  • Kept internal accounts in balance by posting daily transactions to general ledger
  • Reconciled general ledger accounts with daily and monthly statements and reports
  • Assisted OPS Manager with statistical management report and CEO with G/L transactions
  • Generated and processed ACH/POS, POD files, cash letters and wire transactions daily
  • Represented department source of all information during external audits
No skills were added
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Service Associate /Exception Items Processing Associate
Information Technology
Mar 2004 - May 2005
Muncie, IN

n/a

No skills were added
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Edit Skills
Non-cloudteam Skill
Education
Bachelor's in Business Administration
Indiana Wesleyan University, 2007 - 2011
Minor: BSBA
Associate's in Accounting
Financial Banking College, 1978 - 1981
Minor: Accounting
Skills
AML
2021
9
BSA
2021
9
OFAC
2021
9
Patriot Act
2021
9
SAR Reports
2021
9
CIP
2019
8
Auditing
2021
7
Compliance
2021
7
Project Management
2021
7
Banking
2015
5
Microsoft Excel
2015
5
Regulatory Reporting
2021
5
Risk Assessment
2021
5
Accounting
2010
2
KYC
2015
2
Reconciliation
2010
2
Sarbanes-Oxley
0
1