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Michelle
michellesmith_282@hotmail.com
Vmiichelle43@gmail.com
704-860-8523
12402 Dove Meadow Dr.
Charlotte, NC 28278
AML Analyst
13 years experience W2
0
Recommendations
Average rating
67
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Summary

Financial Crimes Professional with advanced knowledge of fraud systems, policies/procedures and strives to keep up to date in past and current fraud schemes and trends.

Key Qualifications:

  • 10 + years of Banking experience in various roles
  • 5 years of AML/Fraud investigation experience
  • AML, KYC, and Enhanced Due Diligence experience
  • Working knowledge of Bank Secrecy Act and Patriot Act
  • Attention to detail and excellent report writing skills
  • Reviewing customer information, transaction history, deposits, wires, and money movement along with many other factors to determine client risk level to the bank
  • Testing done when the company needs me

Experience
AML Analyst
Banking/Financial
Oct 2015 - present
Fort Mill, SC
  • Analyze transactions activity associated with high risk clients
  • Review KYC information to complete requirements for CITI’s Enhanced Due Diligence Program
  • Use multiple systems to review account activity, statements, internet research, client profile information to mitigate risk to the bank
  • Utilize CITI KYC, Concierge, Lexis Nexis, OnDemand, TED, Factiva, and other tools to perform in depth investigations and review on CITI clients for case resolution
  • Complete an AAR when suspicious activity or money laundering is detected and escalate to the Financial Intelligence Unit
KYC AML Compliance LexisNexis AML Investigations Correspondent Banking Microsoft Excel
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Collections Specialist
Banking/Financial
Oct 2014 - Oct 2015
Fort Mill, SC
  • Top individual producer and skilled negotiator.
  • Assisted in the training of poor performing agents.
  • Excellent multitasker and strong relationship builder.
  • Expert assistance program knowledge.
Microsoft Excel Banking Training Collection
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Escalation Specialist
Banking/Financial
Aug 2008 - Oct 2014
Fort Mill, SC

Escalation Specialist (July 2009 - Oct 2014)

  • Assisted peers in other departments with questions and account modifications.
  • Worked with clients to resolve escalated account issues and concerns.
  • Reviewed and processed payment assistance options.

Homeowner Assistance Agent (Aug 2008 – Jun 2009)

  • Received called to assist customers with Mortgage needs.
  • Setting up payments and/or payment arrangements.
  • Setting up programs to help clients stay at home during difficult times.
  • Assisted management with assistance where it was needed throughout the department.
Banking Training Mortgage
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Edit Skills
Non-cloudteam Skill
Education
High School Diploma in Hunter Huss High School Gastonia NC
Hunter Huss High School Gastonia NC, 1989 - 1992
Skills
Banking
2015
7
Training
2015
7
Microsoft Excel
2021
6
Mortgage
2014
6
AML
2021
5
AML Investigations
2021
5
Compliance
2021
5
Correspondent Banking
2021
5
KYC
2021
5
LexisNexis
2021
5
Collection
2015
1
BSA
0
1
Financial Crimes
0
1
Fraud Investigation
0
1
Mantas
0
1
OFAC
0
1
Patriot Act
0
1