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Samuel
MannLee1975@Gmail.com
Samuellthompson9@gmail.com
Samuellthompson9@outlook.com
404-447-3350
Irving, TX 75061
470-659-6237
BSA/AML Governance Analyst
9 years experience W2
0
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Average rating
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Summary

Experienced and effective Regulatory Compliance Professional with proven expertise within the banking and financial services industries. Expertise in banking and financial services regulatory governance as they pertain to OFAC, Fin CEN, USA Patriot Act, Dodd-Frank, Sarbanes Oxley, RESPA, HMDA, TILA, and HUD. Knowledgeable and verse with Agile project process and Scrum principles as it pertains to testing applications, policy execution, and training to meet project deadlines.

Core competencies overview:

  • Audit Preparation Management and Resolution
  • Banking and financial institutional Compliance Analysis and Implementation
  • Sarbanes Oxley, OCC Dodd-Frank, RESPA, HMDA, TILA, HUD, EFTA (Reg E), BSA/AML (Risk Assessment, CDD, EDD, SpDD, CTR and SAR filing), SAS, WIZ, Fidelity MSP, Web Direct, LPS, Desktop Underwriter, Vendor Scape, SharePoint, RCA Archer GRC, Pacer, MERS, HSSN, AS400, PeopleSoft, Encompass, Oracle, QuickBooks, Great Plains, Lexis

Experience
BSA/AML Governance Analyst (contract)
Banking/Financial
Jan 2021 - Jul 2021
San Antonio, TX
  • Ensured due diligence reviews were undertaken to the required quality and detailed on a timely basis.
  • Ensured documents were indexed and uploaded in the proper document image system that validates the risk profile for the customer.
  • Analyzed the AML risk associated with the client from a technical and monetary perspective.
  • Provided support to the Analysts, Team Leads, and Senior management to assist with the understanding of a Risk-Based Approach.
  • Provided feedback regarding AML/KYC questions raised by analysts and other members of the organization.
  • Served as the subject matter expert on reviews, approval, and client acceptance policies and procedures.
  • Worked effectively with all key stakeholders using strong influencing skills to ensure mutually satisfactory resolution of key issues and the respective responsibilities were understood and discharged.
AML BSA KYC Banking Risk Management EDD
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Senior BSA/AML Governance Analyst (contract)
Banking/Financial
Jul 2019 - Jul 2020
Atlanta, GA
  • Met with BSA/AML's process owners and external auditor management team in efforts to conduct professional level BSA/AML top-down risk assessment via Interim and Roll Forward testing for daily, monthly, and quarterly controls.
  • Ensured reasonableness of controls, ensured the accuracy of bank internal forms, client financials, identification information, and any other necessary documentations were within the industry governing agency and the institution's compliance.
  • Performed high-risk transactional reviews to determine the legitimacy of transactions as they pertain to the customer's KYC information and account intended purpose/ when necessary filed SAR within Fin Cen SAR database.
  • Documented the results of the examination and offer recommendations for improvement and further compliance with federal, state governing agencies and Truist best practices.
  • Conducted compliance-related monitoring procedures and reviews to ensure all risks scoring were adjusted and calculated within identified Truist and BSA guidelines.
AML BSA Compliance KYC Risk Assessment SAR Reports
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Senior Business Analyst (contract)
Banking/Financial
Jul 2018 - Dec 2018
Mesquite, TX
  • Conducted professional level due diligence BSA/AML (KYC) examinations of onboarding and existing customers to determine risk score.
  • Reviewed analyst HRC, Periodic review, and alerts reviews to ensure the review was conducted within the regulatory and compliance guidelines in place.
  • This included an analysis of the onboarding process for new customers and periodic reviews for existing customers.
  • Documented the results of our assessment SAS: communicating findings to Senior Management.
  • This process required knowledge of the Patriot Act, FinCen, and other governmental regulations impacting KYC guidelines.
AML BSA Compliance KYC Patriot Act EDD
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Senior AML/KYC Analyst (contract)
Banking/Financial
Sep 2017 - Jul 2018
Irving, TX
  • Conducted professional level transaction reviews as they pertained to HRC alerts, periodic reviews, and onboarding new product lines.
  • Performed high-risk transactional reviews to determine the legitimacy of transactions as they pertain to the customer's KYC information and account intended purpose/ when necessary developed SAR narrative and filed SAR within Fin Cen database.
  • Developed departmental audit test programs and performed audit tests to evaluate the design and operating effectiveness of AML process and financial controls.
  • Performed research to understand and summarize FinCen regulations or other requirements to determine if functions and programs being evaluated were within compliance i.e. EDD, CDD, and SpDD.
  • Prepared audit findings and recommendations that clearly communicated the risks, in terms of impact to the business and root cause, and key audit issues from a senior management and Audit Committee perspective.
AML Auditing CDD Compliance KYC SAR Reports Financial Controls EDD
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Senior FIU Analyst II- EDD
Banking/Financial
Aug 2015 - Aug 2017
Dallas, TX
  • Rendered risk decisions based upon Know Your Customer (KYC), Anti-Money Laundering (AML), and compliance standards by conducting research of customer records, verification of account purpose and legitimacy, and analysis of transaction activity.
  • Performed high-risk transactional reviews to determine the legitimacy of transactions as they pertain to the customer's KYC information and account intended purpose/ when necessary filed SAR within Fin Cen SAR database.
  • Identified the structuring, layering, and/or integration of illegal proceeds used for terrorism, bribery, corruption as well as other illegal operations due to referrals via from Government sources and other financial entities i.e. subpoenas, NSLs, and 314 a&b.
  • Performed high risk closing reviews on an individual (including PEP) and commercial clients across all lines of business i.e. credit card, bank, auto, mortgage, and brokerage as it pertains to transactions and rendered decisions based upon Know Your Customer (KYC), Anti-Money Laundering (AML), and compliance standards by conducting research of customer records, verification of account purpose and legitimacy, and analysis of transaction activity.
  • Constructed test of controls, evaluated outcomes, and analyzed resulting issues through statistical analysis and reported issuance to management.
  • Conducted compliance-related monitoring procedures and reviews to ensure all risks scoring was adjusted and calculated within identified Capital One and governing agency guidelines.
AML Compliance KYC SAR Reports EDD
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Senior Compliance Analyst (contract)
Banking/Financial
Apr 2014 - Mar 2015
Dallas, TX
  • Assessed high-risk issues involving NationStar's operational compliance with federal and state TILA, RESPA, HMDA, ECOA, and FACTA guidelines.
  • Audited/Identified high-risk compliant issues and address them as required thru Solomon Edwards' Project Managers.
  • Performed due diligence by conducting new and/or periodic reviews of high-risk customer's initial loan onboarding information to determine bank is conducting loan closings within the regulatory guidelines of investors.
  • Identified unusual deviations within closing docs compared to TILA, recommended appropriate mediation, and created referral packages for investigation and review by the Investigations Unit and management.
Auditing Compliance Project Management EDD
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Project Manager / Compliance Analyst - Global Due Diligence AML/KYC (contract)
Banking/Financial
Aug 2013 - Feb 2014
Dallas, TX
  • Conducted QA analysis of staff consultants charged with Global Due Diligence reviews of the agent or customer onboarding.
  • Ensured that appropriate decisions were made in adherence to AML standards and procedures and that risk-based compliance testing and quality assurance findings were correctly recorded into the QA database.
  • Escalated any remarkable items as part of the agency review process, communicating the findings to management.
  • Developed and maintained a comprehensive understanding of MG's compliance policies and procedures for risk-based compliance testing, and quality assurance relating to anti-money laundering and counterterrorism guidelines: FinCEN, FTC, BSA/AML KYC, and the USA PATRIOT Act.
AML BSA Compliance KYC Project Management Regulatory Compliance Testing Quality Assessor Patriot Act EDD
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Underwriter - Processing & Disbursement Center (contract)
Banking/Financial
Feb 2013 - May 2013
Fort Worth, TX
  • Underwrote commercial and home loans on behalf of the U.S. Government. The loans were broad in scope and complexity.
  • Applied accepted financial procedures to determine the borrower's ability to repay the loan.
  • Reviewed pertinent facts making eligibility determinations by analyzing intended use of proceeds, legislative and administrative limits, creditworthiness, etc.
  • Applied accepted financial procedures to determine the borrower's ability to repay the loan.
  • Compared size of a loan request to the applicant's available income and assets (DTI), and to determine comparative financial ratio analysis.
  • Led all floor underwriters in quality and production standards.
  • Authorization/Approval Limit: $1.5mm for both commercial and home loans.
  • Excelled in reviews of business and personal Income taxes, financial statements, Dunn & Brad Street Reports, company charters, business plans, licensing and registration, and franchise agreements, etc.
P&L Microsoft Excel Loans Loan Processing
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Quality Control/Analyst - OCC Consent Order/Foreclosure Review (contract)
Banking/Financial
Oct 2012 - Jan 2013
Dallas, TX
  • Reviewed analyst testing results of pre and post-foreclosure handling procedures ensuring the reasonableness of the action taken and compliance with state and federal guidelines. Testing involved loan modifications, short sales, DIL, MI insurance, fee assessments, and escrow reconciliation.
  • Reviewed analyst determination of mortgage closing doc's e.g., HUD-1, note, deed of trust, and truth & lending, CFPB & UDAAP in accordance with and RESPA guidelines.
  • Drafted Reports/Recommendations to BOA Management as to updated test results and status', to include recommendations for improvements to the ongoing foreclosure process.
  • Reviewed policies and procedures to ensure current servicing practices meet all appropriate State/Federal/Investor guidelines and identify any areas in which improvement is needed.
  • Reviewed analyst reconciliation of payoffs, reinstatements, affidavits & LMOD's, reporting errors to Sr. Mgmt.
Compliance Reconciliation Regulatory Reporting Lending
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Edit Skills
Non-cloudteam Skill
Education
Bachelor's in Finance
Georgia State University
Skills
AML
2021
5
Compliance
2020
5
EDD
2021
5
KYC
2021
5
SAR Reports
2020
3
BSA
2021
2
Auditing
2018
1
Project Management
2015
1
Risk Assessment
2020
1
Mitigation
2012
1
Risk Analysis
2012
1
Banking
2021
1
CDD
2018
1
Financial Controls
2018
1
Financial Crimes
0
1
Lending
2013
1
LexisNexis
0
1
Loan Processing
2013
1
Loans
2013
1
Microsoft Excel
2013
1
OFAC
0
1
P&L
2013
1
Patriot Act
2018
1
PeopleSoft
0
1
Quality Assessor
2014
1
QuickBooks
0
1
Reconciliation
2013
1
Regulatory Compliance Testing
2014
1
Regulatory Reporting
2013
1
Risk Management
2021
1
Sarbanes-Oxley
0
1
SAS
0
1