Walter
waltermalton@gmail.com
443-250-5091
9267 Laureate Blvd
Orlando, FL 32827
Sr. AML/BSA Compliance Fraud Investigator
21 years experience W2
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Summary

Driven, accomplished Investigator highly regarded for creating strategies, conducting comprehensive reviews, and remediation of alleged misconduct, and delivering confidential findings to adjudicating committees throughout the financial industry. Leverages expertise with all federal, state, and local regulations to ensure compliance. Dedicated Project Manager who defines key deliverables, establishes staff communication plans, adapts to changing priorities, and propels priority projects to completion. Outstanding communicator with strong interpersonal skills and the ability to cultivate relationships and articulate complex issues to members at all levels of an organization. Motivated self-starter with a keen eye for detail and proven ability to organize and manage multiple projects simultaneously. Analyzes data to implement unique solutions to intricate business problems. Thrives in fast-paced and diverse environments that champion collaboration while maintaining high degrees of integrity.

Selected Highlights

  • Developed and implemented the corporate Bank Security Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) policies and procedures in alignment with all regulations and industry best practices, partnering with internal Mezu Inc. departments to ensure compliance requirements were met. SAR Writing upon review and escalation.
  • Built relationships between medium and high-risk clients and the finance and marketing department, conducted interviews and monitored activities as required by corporate Enhanced Due Diligence (EDD) policies.
  • Remained current with all BSA/AML regulations, trends, and best practices while implementing best practices and introducing new processes and procedures to enhance fraud protection, compliance, and risk management programs, generating a 92% increase in efficiency throughout the organization.
  • Researched and analyzed and remediated corporate structures, financial statements, and other vital documents to determine potential suspicious activity while simultaneously leading quality assurance reviews to ensure risk is adequately identified and rated for the United Bank of Georgia.
  • Executed Deep Dive thorough SCRA investigations on behalf of Bank of America of alleged misconduct based on information collected from the Department of Banking Oversight, analyzing results and sharing reports with reviewers, executives, and stakeholders.
  • Worked with Foreign Entities such as Central Pacific Financial and Bancorp South within their EDD space. Reviewed and analyzed CDD, EDD, and transactional data to identify any abnormalities that appeared to be of AML concern and documented the same when warranted. Identified Red Flags and escalated as needed.

Core Competencies

  • Certified Fraud Examiner-Underway
  • REG B, Z, E
  • SCRA Harm Investigator
  • Government Policies & Procedures
  • Loan Servicing
  • Investigative Report/AFC Documentation
  • Cross-Functional Collaboration
  • Change Management
  • Reg W Reporting
  • Transaction Monitoring
  • Wolfsburg Papers
  • KYC Analysis
  • Compliance and Control
  • Account Remediation
  • Correspondent Banking
  • PCI Compliance
  • SAR Review and Investigation
  • EDD/SPDD
  • Research & Remediation
  • CCPA Compliance
  • Licensed Life & Health Agent

Technical Skills

Microsoft Office (Word, Excel, Agile, Outlook, Access, Publisher) / Lexis Nexis / Actimize / Fiserve FCRM / Mantas / Open Project / On Demand / Eclipse / Identity Mind 1/0/2.0 / Sift Science / AS 400 / Cognito / Salesforce / Thompson Reuters (Clear)

Organizations

  • CAMS – Member
  • ACFE – Member
  • NMLS – Member
  • Florida Board of Realtors

Experience
Education
Bachelor's in Business Administration and Management General
University of Baltimore
Certifications
Certified Fraud Examiner (Candidate)
ACFE
Anti-Money Laundering/Bank Secrecy
All Regs Academy
AML/BSA Analyst Certification
Global Banking Institution
Quality Control Knowing Your Customer (KYC)
CRA Methodology
AML Testing Enhanced Due Diligence (EDD)
Skills
AML
2021
15
Compliance
2021
14
Project Management
2018
12
Risk Management
2021
12
Mantas
2011
1
Auditing
2021
4
BSA
2021
4
Regulatory Reporting
2021
3
KYC
2021
2
Risk Assessment
2018
2
SAR Reports
2021
2
Actimize
2019
1
Audit
2014
1
Banking
2019
1
Business Analysis
2019
1
Commercial
2017
1
EDD
2019
1
LexisNexis
2018
1
OFAC
2019
1
Patriot Act
2017
1
Program Management
2014
1
SOX
2014
1
Terroris Financing
2021
1
Vendor Management
2014
1
AFC
0
1
CAMS
0
1
CCAR
2019
1
CDD
2019
1
CFE
0
1
Change Management
0
1
CIP
2017
1
Controller
2019
1
Correspondent Banking
0
1
Data Analysis
2019
1
Fraud Investigation
2021
1
Microsoft Excel
0
1
PCI
2014
1
Quality Assessor
2018
1
Regulatory Compliance
2019
1
Requirements Gathering
2014
1
Risk Analysis
2019
1
Sarbanes-Oxley
0
1
Stakeholder Engagement
2014
1
Transaction Monitoring
0
1