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Cliff
girardcd2@aol.com
843-270-3087
1018 Plantation Ct
Mt Pleasant, SC 29464
843-856-0066
Senior Programmer Analyst
38 years experience W2
0
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Average rating
303
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Summary

Highly-accomplished, committed and proficient Senior Programmer Analyst with extensive experience in complex project development. Prolific Design and Coding of Sub-Systems that interface to Core Applications. Expertise developing applications and interfaces to third party systems such as Web applications, Interactive Voice Response (IVR), Mobile applications, Collections, Cash Vaulting and many more. Excellent analytical and problem-solving abilities and strong communication skills.

TECHNICAL PROFICIENCIES

Core Competencies:

  • AS/400 RPG IV - Free IBM COGNOS Query/400 ACQUIRE
  • TURNOVER AS/400 CL AS/400 PDM TSO/ISPF Sub-files
  • MS Office Suite IBM BAL (Assembler) CA/EARL CICS
  • FTP IBM 4361 NCR 8575 FOXTROT

Applications:

  • JACK HENRY Silverlake – AC, CD, CF, DD, GL, JH, LN, SD, TL, Menu Express, Platform, In-Touch
  • FIDELITY Systematics – GN, TS, RM, IM, ST, TL, RPI/API, IU, HX, IT, SC, FM
  • FISERV Premier- Navigator, Director, Viewpoint
  • ANACOMP – Integrated Real-time Financial System
  • NCR CIF – AMS Mortgage

PROFESSIONAL ACCOMPLISHMENTS

  • Participated in at least twelve (12) major conversions with five (5) conversions in the past five years.
  • Primary participant in eleven (11) Jack Henry Silverlake releases and three (3) Fidelity Systematics releases.

Designed and Coded Sub-Systems:

  • HSA Referral Payout system for tracking agencies, agents, and employers.
  • HSA by Employer Groups tracking system which is parameter driven for fees and mailings.
  • Automated Loan Payment system (NCR CIF).
  • Automated Adjustable Mortgage loan system. It was one of the first such systems in the world to fully automate creative financing (Anacomp IRFS).
  • Premier Checking accounts for Saving & Loan (Anacomp IRFS).
  • Credit Card payment system and automatic New Customer and Account synchronizing JHA/FIDELITY.
  • Automated the Assignment of Officer code to accounts for commercial and premier bank officers.
  • In-house Overdraft protections (ODP) assignment System. Eventual Interface to VELOCITY ILS.
  • Charged/Off Deposit account tracking system – validate customers in good standing, Collection Agency, etc.
  • Daily Critical Issues reporting system for all applications, Extensive ATM/Debit Card Exceptions.
  • OFAC and CTR reporting system from Teller interface with eventual interface to Global Vision.
  • Mobile Banking tracking for customer alerts with daily and hourly alerts.
  • Deposits sub-systems that run automatically generating maintenance and/or transactions to Jack Henry/Fidelity.
  • Credit Bureau Reporting system in a multi-bank service bureau environment.
  • Promotional payout tracking system, (refer-a-friend, Go-paperless, New Checking award, etc.).
  • Extended Application Parameter input system for all applications (By Product type).
  • Various USER Help Screens – Old/New Account # lookup, Teller/Officer by first or last name.
  • Miscellaneous Fees programs for Internet Banking fees, Sweep fees, International Fee Rebates, Sweep Fee Rebates, Foreign Fee Rebates for Military, Wire Transfer Rebates, etc.
  • Cash Management Fee system for Account Analysis Accounts. Hard or Soft Charges.
  • Marketing Letters System. IVR Pin Change, HSA Welcome, Excess ODP, Online new account, E-mail bounce back, IRA Amendments, Birthday, etc.
  • Age migration account type change maintenance generation. Migrate from Youth to Student to Adult accounts.
  • Account activity Branch Number Re-assignment for Profitability calculation.
  • Cash processing tracking system with monthly Fees.
  • Cash Vaulting tracking with Hard or Soft Fees to Account Analysis accounts.

Designed and Coded Interfaces:

  • Mobile Banking Interface – CLAIRMAIL
  • Collections Tracking System and Interface – FIRST DATA, NCS, POM and CAB.
  • ODP Granting and Interface – VELOCITY ILS System, JM FLOYD.
  • PILOT HSA Interface – Daily new/changed accounts, transaction history, etc.
  • Cash Vaulting Interface – LOOMIS, DUNBAR
  • Internet Banking Tracking and Interface – Q2, S1
  • Teller Interface – BENCHMARK STELLAR. Generate Teller Transactions from AFS POD Imaging.
  • E-Stars Interface – Employee Incentive Pay tracking system.
  • Credit Card payment Interfaces – To and From JACK HENRY/FIDELITY.
  • New Accounts from WEB Interface – ANDERA
  • E-Statement enrollment flag, E-mail bounce back letters, PRINTMAIL

Experience
Cryptologist, Quality Control Chief
Government
Sep 2015 - Sep 2015

N.S.G.A. Honorable Discharge, Naval Letter of Commendation

Methods and Results Supervisor, Technical Control Supervisor

No skills were added
Remove Skill
Senior Programmer Analyst
Information Technology
Jun 1989 - Oct 2014
  1. Participated in at least twelve major conversions, with five conversions in the past five years.
  2. Primary participant in 11 Jack Henry Silverlake releases, 3 Fidelity Systematics releases.
  3. Designed and Coded Sub-Systems:
  • HSA Referral Payout system for tracking agencies, agents, and employers.
  • HSA by Employer Groups tracking system which is parameter driven for fees and mailings.
  • Automated Loan Payment system (NCR CIF).
  • Automated Adjustable Mortgage loan system. It was one of the first such systems in the world to fully automate creative financing (Anacomp IRFS).
  • Premier Checking accounts for Saving & Loan (Anacomp IRFS).
  • Credit Card payment system and automatic New Customer and Account synchronizing JHA/FIDELITY.
  • Automated the Assignment of Officer code to accounts for commercial and premier bank officers.
  • In-house Overdraft protections (ODP) assignment System. Eventual Interface to VELOCITY ILS.
  • Charged/Off Deposit account tracking system – validate customers in good standing, Collection Agency, etc.
  • Daily Critical Issues reporting system for all applications, Extensive ATM/Debit Card Exceptions.
  • OFAC and CTR reporting system from Teller interface with eventual interface to Global Vision.
  • Mobile Banking tracking for customer alerts with daily and hourly alerts.
  • Deposits sub-systems that run automatically generating maintenance and/or transactions to Jack Henry/Fidelity.
  • Credit Bureau Reporting system in a multi-bank service bureau environment.
  • Promotional payout tracking system, (refer-a-friend, Go-paperless, New Checking award, etc.).
  • Extended Application Parameter input system for all applications (By Product type).
  • Various USER Help Screens – Old/New Account # lookup, Teller/Officer by first or last name.
  • Miscellaneous Fees programs for Internet Banking fees, Sweep fees, International Fee Rebates, Sweep Fee Rebates, Foreign Fee Rebates for Military, Wire Transfer Rebates, etc.
  • Cash Management Fee system for Account Analysis Accounts. Hard or Soft Charges.
  • Marketing Letters System. IVR Pin Change, HSA Welcome, Excess ODP, Online new account, E-mail bounce back, IRA Amendments, Birthday, etc.
  • Age migration account type change maintenance generation. Migrate from Youth to Student to Adult accounts.
  • Account activity Branch Number Re-assignment for Profitability calculation.
  • Cash processing tracking system with monthly Fees.
  • Cash Vaulting tracking with Hard or Soft Fees to Account Analysis account

Designed and Coded Interfaces:

  • Mobile Banking Interface – CLAIRMAIL
  • Collections Tracking System and Interface – FIRST DATA, NCS, POM and CAB.
  • ODP Granting and Interface – VELOCITY ILS System, JM FLOYD.
  • PILOT HSA Interface – Daily new/changed accounts, transaction history, etc..
  • Cash Vaulting Interface – LOOMIS, DUNBAR
  • Internet Banking Tracking and Interface – Q2, S1
  • Teller Interface – BENCHMARK STELLAR. Generate Teller Transactions from AFS POD Imaging.
  • E-Stars Interface – Employee Incentive Pay tracking system.
  • Credit Card payment Interfaces – To and From JACK HENRY/FIDELITY.
  • New Accounts from WEB Interface – ANDERA
  • E-Statement enrollment flag, E-mail bounce back letters, PRINTMAIL

Core Competencies:

AS/400, RPG IV - Free, IBM COGNOS, Query/400, ACQUIRE, RNOVER, CL, AS/400 PDM, TSO/ISPF, MS Office Suite, Assembler, CA/EARL, CICS, FTP, IBM 4361, NCR 8575, FOXTROT

applications:

JACK HENRY Silverlake – AC, CD, CF, DD, GL, JH, LN, SD, TL, Menu Express, Platform, In-Touch

FIDELITY Systematics – GN, TS, RM, IM, ST, TL, RPI/API, IU, HX, IT, SC,FM

FISERV Premier- Navigator, Director, Viewpoint

ANACOMP – Integrated Real-time Financial System

NCR CIF – AMS Mortgage

AS/400 RPG RPG IV Assembler Analysis CL Cognos OS/400 TSO/ISPF NCR IVR FTP CICS ATM NCS
Remove Skill
SENIOR PROGRAMMER ANALYST
Banking/Financial
Jan 1993 - Jan 2014

(Merged with South Carolina Bank and Trust to form South State Bank)

No skills were added
Remove Skill
SENIOR PROGRAMMER ANALYST
Banking/Financial
Jan 1989 - Jan 1993

(Purchased by First Federal of Charleston)

No skills were added
Remove Skill
Cryptologist, Quality Control Chief – Methods and Results Supervisor
Government
Apr 1984 - Jun 1989

N.S.G.A. Honorable Discharge, Naval Letter of Commendation

Quality Control
Remove Skill
Edit Skills
Non-cloudteam Skill
Education
Attended in Computer Science
MANATEE COMMUNITY COLLEGE
Attended in Business Courses
ECKERD COLLEGE
Attended in Residential Mortgage Lending
INSTITUTE OF FINANCIAL EDUCATION
Attended in Not Listed
NAVAL TECHNICAL SCHOOL

  • Naval HFDF Technical Control Training
  • Naval Cryptologic Technician
  • Naval Secure Communication Technician

Skills
Analysis
2014
25
AS/400
2014
25
Assembler
2014
25
ATM
2014
25
CICS
2014
25
CL
2014
25
Cognos
2014
25
FTP
2014
25
IVR
2014
25
NCR
2014
25
NCS
2014
25
OS/400
2014
25
RPG
2014
25
RPG IV
2014
25
TSO/ISPF
2014
25
Quality Control
1989
5
Business Analysis
0
1
C
0
1
CA Earl
1993
1
CA/EARL
0
1
Cobol
2014
1
COBOLII
0
1
Data Warehousing
0
1
Databases
0
1
DB2
0
1
Easytrieve
1993
1
Foxtrot
0
1
IBM Assembler
1993
1
IBM COGNOS
2014
1
IBM iSeries
0
1
IBM Websphere MQ
0
1
ILE RPG
2003
1
Microsoft Excel
0
1
Microsoft Office
0
1
Microsoft SMS Server
0
1
Microsoft SQL Server
0
1
MS Office suite
0
1
Query/400
0
1
Requirements Analysis
0
1
RPG Free
0
1
RPG III
2014
1
SDLC
0
1
SDLC
0
1
SQL
0
1
System Analysis
0
1
Systems analysis
0
1
Turnover
0
1